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Bring your own UPI · 30-day free trial

Accept UPI payments and turn customers into regulars.

PayLoyal lets cafes, salons, bakeries, and local sellers bring their existing UPI ID, print one PayLoyal QR, and add customer insights, rewards, and AI-powered reports delivered through WhatsApp.

Try customer payment flow View merchant dashboard
Use existing UPI ID No customer app Phone opt-in privacy AI recommendations

Today at Blue Bean Cafe

₹18,420

Live demo
86UPI payments
68%Reward opt-in
34Returning buyers
AI recommendation

12 customers are close to a reward. Promote the 5-visit offer during the 6–7 PM rush.

Scan QR₹180Pay with UPI
Rewards3/5Join or skip
Works with customers using GPay PhonePe Paytm BHIM Bank UPI apps

Bring your own UPI

Get insights, drive loyalty with PayLoyal — without replacing your bank QR account.

Merchants can use their existing bank UPI ID, such as bluebeancafe@okaxis. PayLoyal creates a branded payment page and QR that routes money directly to that UPI ID while adding customer opt-in, loyalty, and verification workflows.

Try BYO UPI flow View merchant demo
01Enter existing UPI ID

Merchant adds the same VPA already used with their bank QR.

02Print PayLoyal QR

QR opens a PayLoyal mobile payment page for that merchant.

03Pay directly to merchant

Customer enters amount and pays the merchant’s UPI ID through any UPI app.

04Verify and reward

Reward claims stay pending until merchant confirmation, notification/SMS, statement reconciliation, or UPI reference capture.

One platform

Everything a local merchant needs after the UPI payment.

Inspired by modern payment platforms, PayLoyal combines payment initiation, customer intelligence, and loyalty workflows in one simple merchant experience.

QR

Bring-your-own-UPI QR

Use the merchant’s existing UPI ID, print one PayLoyal QR, and let customers pay directly through any UPI app.

Try flow →
CI

Customer insights

Understand returning customers, visit frequency, high-value customers, and phone opt-in rates without exposing phone numbers to staff.

🎁

Loyalty rewards

Configure fixed reward value or percentage discount rules, track eligibility, and monitor loyalty redemptions.

AI

AI reports

Generate merchant-friendly sales, reward, and next-action reports designed for WhatsApp delivery.

Customer flow

One printed QR. No app install.

1Scan printed QR

Customer scans a PayLoyal counter QR.

2Enter amount

PayLoyal opens a fast mobile web page.

3Pay with UPI

Customer pays through GPay, PhonePe, Paytm, BHIM, or bank app.

4Join rewards or skip

Optional phone opt-in after payment processing begins.

Merchant dashboard

Show impact, not just transactions.

PayLoyal makes loyalty measurable. Merchants see customer leaderboard, redemptions, opt-in rate, and projected 30-day loyalty impact.

Open dashboard demo Open customer demo
Projected 30-day sales₹5.52L
Estimated loyalty lift₹66K
Reward cost₹1.2K
Net impact₹64.8K

Pricing

Simple pricing for small businesses.

Start free, prove value, then upgrade when customer messaging is useful. Bring-your-own-UPI mode can start with merchant-confirmed reward claims while full processor webhooks are added later.

30-day free trial

₹249 / month after trial

Dashboard, customer insights, configurable rewards, redemption tracking, and AI-based report previews.

Start free trial
Premium

₹500 / month

Everything in Starter plus one monthly notification campaign to opted-in customers. Merchants see reach and results, not phone numbers.

Ask about Premium

Contact

Interested in PayLoyal?

For pilot merchants, payment-provider reviews, or partnership conversations, contact Ajith.

Email: ajithshrm@gmail.com

Email Ajith